Best High Interest Savings Accounts 2025
Other
Aug 25 8:30 pm
All of these bank accounts listed have no fees and are FDIC insured for up to $250,000. If any of them have minimums, or geographic limitations I listed them. –
- Hustl Financial – 5.00% money market
- Neighbors Bank – 4.60% savings
- Climate First Bank – 4.46% super duper savings (e-statements)
- Timbr – 4.40% bold savings
- Eagle Bank – 4.40% high yield savings
- Zynlo – 4.40% money market
- Newtek Bank – 4.35% savings
- CFG Bank – 4.32% APY high-yield money market
- Vio Bank – 4.31% APY money market
- MyBankingDirect – 4.30% APY savings
- EverBank (TIAA) – 4.30% APY Performance Savings
- Western Alliance – 4.30% high yield savings
- TAB Bank – 4.26% high yield savings
- Comenity ‘Bread’ – 4.25% APY savings
- Colorado Federal – 4.25% APY savings
- U.S. Bank – 4.25% elite money market (minimum $25,000)
- Merchants Bank – 4.25% APY money market
- Forbright Bank – 4.25% savings
- OnPoint CU – 4.25% premium savings (up to $100,000)
- Quontic – 4.25% money market
- First Foundation – 4.25% online savings
- Primis Bank – 4.20% APY savings
- Bask – 4.20% savings account
- Jenius Bank – 4.20% savings
- Prime Alliance – 4.15% savings
- Live Oak Bank – 4.10% APY savings
- Popular Direct – 4.10% APY savings
- Public – 4.10% high yield cash account
- Future – 4.10% debit card
- Primis Bank – 4.05% APY checking
- CIBC – 4.02% APY savings (minimum $1,000)
- Salem Five Direct – 4.01% APY eone savings
- UFB – 4.01% APY savings account
- CIT Bank – 4.00% platinum savings ($5,000 minimum)
- Sallie Mae – 4.00% APY money market
- VirtualBank – 4.00% APY eMoney Market
- Axos – 4.00% summit savings
- E*Trade – 4.00% APY savings
- Wealthfront – 4.00% APY cash account
- Betterment – 4.00% saving account
- Wise – 3.92% interest feature
- Synchrony – 3.80% APY savings
- Laurel Road – 3.80% high yield savings
- Citibank – 3.80% APY savings
- Northern Bank Direct – 3.75% APY premier money market
- Empower/Personal Capital – 3.75% APY cash account
- Webull – 3.75% cash management account ($25k minumum)
- TradeUp – 3.72% Cash+ program ($100k minimum)
- Lending Club Banking – 3.70% APY high yield savings
- Citizens Access – 3.70% APY savings account
- Apple Card/Goldman Sachs – 3.65% savings
- Marcus Bank – 3.65% APY savings
- Vanguard – 3.65% Cash Plus account
- American Express – 3.50% APY savings account
- Ally Bank – 3.50% APY savings or money market
- Discover – 3.50% APY savings
- Capital One 360 – 3.50% APY savings
- Alliant Credit Union – 3.10% APY savings
- PenFed – 3.00% APY premium savings
- T-Mobile Money – 2.50% APY savings
- Fidelity – 2.21% cash management account